A hand in a black sleeve holds red three-dimensional letters spelling “LOANS.”

You Might Not Need to Put Money Down

They were all the rage — then the scourge — of the housing boom and bust. Now they’re back, big time: home mortgages that require tiny or zero down payments from buyers.

Several major lenders are offering loans with 1 percent down, and now a large national mortgage company has gone all the way, requiring absolutely nothing down.

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